Home Owners
Included in all of Alabama-Georgia Insurance Agency’s Home Owners Policies is coverage of:
Your Home
Detached Structures
Personal Belongings
Loss of Use – when home is uninhabitable
Personal Liability
At Alabama-Georgia Insurance Agency, we offer the greatest selection of Additional Coverage Options:
- Contents Replacement – full replacement cost for personal belongings
- Additional Replacement Cost Protection – If your coverage amount turns out to not be enough, this will provide the extra funds you need to rebuild your house.
- Personal Injury – protects against libel and slander
- Valuable Items Plus Endorsement – this is a great option for homeowners that own a lot of valuable items, such as jewelry, artwork, cameras, etc. It is a blanket coverage that will offer more than a basic homeowners’ policy.
- Personal Articles Floater – provides even more in-depth coverage than the valuable items plus endorsement. For more details, please contact us at 334-298-6366
Money Saving Discounts
At Alabama-Georgia Insurance, we want to make sure we provide you with the highest quality of homeowners’ insurance at the most affordable cost. As a result, we offer the following money saving discounts:
- New or Renovated Home Discount
- Multi-policy discount when you decide to insure both an automobile and your home
- Claim Free Discount
- Security Discounts when home is equipped with smoke detectors, dead bolts, fire extinguishers and alarm systems
