Mobile Home
At Alabama-Georgia Insurance, we understand that when it comes to insuring your mobile home you do not need to insure just your home; you need to also insure all of your personal belongings and any unattached structures that may also be on your property. You also need something that and provides you with personal liability protection. At Alabama-Georgia Insurance we are proud to bring you all or these at competitive rates.
In the Alabama-Georgia Insurance comprehensive coverage, you will have a coverage that not only protects your home but also your property and other structures on your property against physical damage. You will be protected against the following:
- Vandalism
- Falling Objects
- Fire
- Landslide
- Attempted or Actual Burglary
- Explosion
- Water Damage
- Damage Caused by Wild or Stray Animals
- Off Right-of-way Collision
- Collapse Due to Weight of Snow or Ice
By choosing this policy, you will cover your property by insurance unless a specific peril is written in your policy as an exclusion.
Along with the comprehensive coverage policy, you will receive the following coverages:
- Trees, Shrubs, Plants, and Lawns
- Emergency Removal Service
- Emergency Repairs
- Additional Living Expenses
- Removal of Debris
- Food Spoilage Coverage
- Fire Department Service
Along with these great coverage inclusions, the comprehensive coverage policy also covers your personal property worldwide. Personal property coverage is subject to limitations.
The comprehensive coverage policy also includes liability coverage. If there ever is a claim or lawsuit held against you as a result of damage to property or bodily injury as a result of your actions, the policy will pay up to the policy's liability limit. The liability coverage will pay for medical costs, lost income, pain and suffering, and the repairing or replacement of damaged property as well as court costs.
For added peace of mind, you can add any of the following options to your coverage:
- Earthquake
- Scheduled Personal Property Coverage
- Personal Liability Coverage on Additional Residences
- Replacement Cost Coverage for Your Home, Other Structures, and Personal Belongings
- Trip coverage when Moving Your Home